# Super Informed Canonical URL: https://superinformed.com.au Markdown URL: https://superinformed.com.au/llms-pages/home.md Section: Home Last modified: 2026-05-21 Review focus: General SMSF guidance for Australian trustees. Summary: SMSF guides, tools, and weekly updates made for Australian trustees, covering contributions, pensions, compliance, ATO changes, and key deadlines. Editorial note: Super Informed content is general information for Australian SMSF trustees. It is not personal financial advice, tax advice, or legal advice. Author/editor: Sam Corrie, Editor, Super Informed, Adelaide SA Editorial method: Primary-source review of ATO, ASIC, Treasury, legislation, regulator announcements, explanatory material, and official guidance where available. Independence: Super Informed is an independent editorial project. It is not affiliated with, endorsed by, or written on behalf of any employer, bank, super fund, product issuer, adviser, accountant, or regulator. Corrections: Corrections and clarifications can be sent to sam@superinformed.com.au. Material corrections are reflected in the article and updated date where appropriate. Scope: General information only. Not personal financial advice, tax advice, or legal advice. ## Source Base - [Australian Taxation Office SMSF guidance](https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/self-managed-super-funds-smsf) - [ATO key superannuation rates and thresholds](https://www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds) - [ATO SMSF administration and reporting](https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/self-managed-super-funds-smsf/administering-and-reporting) - [ATO SMSF regulation and compliance](https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/self-managed-super-funds-smsf/smsf-regulation-and-compliance) - [ASIC Moneysmart SMSF guidance](https://moneysmart.gov.au/how-super-works/self-managed-super-fund-smsf) ## Page Content Extract Made for Australian SMSF Trustees # Run your SMSF with less effort The free SMSF resource hub for Australian trustees. Guides, tools and a weekly newsletter that break down the rules, deadlines and strategies that matter to your fund. Weekly SMSF updates Practical Trustee guides SMSF Calculators Trustee Context Subscribe free Explore SMSF guides What we offer ## Everything a trustee needs, in one place. A weekly newsletter, simply explained guides, calculators, a compliance calendar, and a glossary, built for the person actually running the fund. ← The Weekly Newsletter The week's most important SMSF developments, explained in plain English. Read the latest issue -> This week Division 296: what trustees should weigh up before 30 June In this issue SMSF Guides Deep guides on running your fund, from setup and contributions through to pensions and property. Browse the guides -> A guide to SMSF pensions Calculators & Planners Model contributions and pensions against the current caps, limits, and thresholds. Open the planners -> Concessional contributions made Age at 30 June $30,000 Concessional cap remaining Contribution Caps The current concessional, non-concessional, and bring-forward caps in one place. View the caps -> 2025/26 caps $30,000 $120,000 $360,000 SMSF Glossary Every acronym and term decoded: TBC, NALI, BDBN, ECPI and the rest. Search the glossary -> Term Division 296 A B C D E Compliance Calendar Every SMSF deadline for the year, so nothing slips past before 30 June. View the key dates -> 30 JUN 28 FEB 28 OCT 28 JAN -> {Array.from().map((_, index) => ( ))} Choose your path ## What do you need to know? 01 Thinking about starting an SMSF? Understand the responsibilities, costs and rules before setting up a fund. 02 Trying to keep your fund compliant? Trustee duties, records, audit evidence and annual administration. 03 Putting money into super? Contribution caps, timing rules and common 30 June traps. 04 Taking money out? Pension minimums, retirement phase and payment documentation. 05 Managing SMSF tax? CGT, valuations, exempt pension income and Division 296 issues. 06 Investing through your fund? Investment strategy, ownership rules, property and related-party restrictions. 07 Looking for something else? Search our site for further information. Guide Start clean Setup steps, trustee structure, rollover timing, and first records. SMSF setup guide Choose the right trustee structure before you register. Retirement Pension phase Minimum drawdowns, transfer balance cap, ECPI, and TBAR context. SMSF pension guide Understand drawdowns before 30 June arrives. Investing Evidence ready Strategy, diversification, liquidity, insurance, and annual reviews. Investment strategy Document the decisions your auditor expects to see. Ⅱ SMSF guides ## Understand the rules before you act. Detailed yet simple guides for the decisions trustees actually face: setup, pensions, investment strategy, property, crypto, death benefits, audits, and year-end planning. Browse guides Start with setup SMSF tools ## Check the numbers and dates. Use the calculators and references when you need a fast answer: contribution caps, pension minimums, compliance dates, rules, glossary terms, and trustee deadlines. Open SMSF tools View calendar Date 30 June Pension minimums, contribution timing, and EOFY checks. Compliance calendar 30 June deadline EOFY TBAR quarter close 28 Oct Annual return prep Audit Pension review Before June Next key date Track the deadline before it becomes a cleanup job. 30 Jun Caps $30,000 Current concessional cap for FY2025-26. Contribution caps Concessional cap $30,000 Non-concessional cap $120,000 Bring-forward cap $360,000 Total super balance Check first Cap reference Confirm the headline limit before adding money. $30k Planner Pension Estimate drawdown requirements before payments are made. Pension planner Member age 67 Balance at 1 July $820k Minimum rate 5% Already paid Review Estimated minimum Use the number as a prompt to verify your records. $41k Ⅱ Thursday Rule changes What changed, who it affects, and what to check next. Weekly SMSF update Division 296, CGT reset choices, and valuation records. Tax Valuations Trustees One practical action Decide what needs adviser attention before the next deadline. EOFY June traps Caps, pensions, records, and timing issues in plain English. Weekly SMSF update Contribution timing, pension payments, and 30 June checks. Caps Pensions EOFY What to ask The question to raise with your accountant before the window closes. Audit Evidence first Records your auditor expects before the annual return is lodged. Weekly SMSF update Investment strategy minutes, valuations, and related-party evidence. Audit Property Records Trustee translation The source rules rewritten for the person making the decision. Ⅱ Newsletter ## Keep up without decoding legislation. A free weekly email for SMSF trustees. One lead story, the context that matters, and the practical question to raise before you act. Subscribe free Read latest issues ## Made for SMSF trustees Most SMSF content is written for accountants. Super Informed exists to fix that. About Super Informed See the difference × ### What trustee-friendly writing looks like. What you usually get "The non-arm's length income provisions may apply where the LRBA terms are not consistent with those which might reasonably be expected had the parties been dealing at arm's length." What we write If your SMSF borrows to buy a property from a related party, the loan terms need to match what a bank would offer a stranger. If they do not, the ATO can tax all rental income from that property at 45%. Trustee questions ## Questions trustees ask first. Start here if you are checking whether Super Informed is useful for your fund, your adviser conversations, or your weekly SMSF reading. {faqItems.map((item, index) => ( + {item.question === 'Where should I start?' ? ( Use the pathfinder near the top of the homepage if you have a specific job in mind. If you are not sure, start with the SMSF guides , the compliance calendar , or the site search . ) : ( )} ))} The weekly newsletter ## Simple SMSF updates, every Thursday. The week's most important development for trustees: rule changes, ATO updates, deadlines and the decisions worth raising with your adviser. All past issues -> ← {latestIssues.map((post) => ( Read issue -> ))} View all past issues Browse the archive of weekly SMSF updates. Open archive -> -> Free when you subscribe ## The June 30 SMSF Checklist, delivered on sign-up. 14 things every trustee should review before EOFY. Then the weekly newsletter every Thursday on the changes that matter to your fund. No spam. Unsubscribe any time. General information only, not financial advice.