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    <title>Super Informed</title>
    <link>https://superinformed.com.au/newsletter</link>
    <description>SMSF guides, tools, and weekly updates made for Australian trustees. Contributions, pensions, compliance, ATO changes, and key deadlines explained clearly.</description>
    <language>en-AU</language>
    <lastBuildDate>Thu, 21 May 2026 13:44:53 GMT</lastBuildDate>
    <item>
      <title>ASIC Reviewed 100 SMSF Advice Files. 62 Failed. What That Means for Your Next Audit</title>
      <link>https://superinformed.com.au/newsletter/asic-smsf-advice-review-audit-2026</link>
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      <description>ASIC&apos;s Report 824 found 62 of 100 SMSF establishment advice files failed to meet the best interests duty. The documentation weaknesses left behind are the same areas your auditor checks every year. Here is what trustees should know before 30 June.</description>
      <pubDate>Thu, 21 May 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>SMSF Budget 2026: CGT, Negative Gearing and Trusts</title>
      <link>https://superinformed.com.au/newsletter/smsf-budget-2026-cgt-negative-gearing-trusts</link>
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      <description>The 2026-27 federal budget proposed major CGT, negative gearing and discretionary trust reforms. All three explicitly exclude SMSFs. Here&apos;s what that means for trustees.</description>
      <pubDate>Thu, 14 May 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>CGT Discount Changes in the 2026 Budget: What SMSF Trustees Need to Know</title>
      <link>https://superinformed.com.au/newsletter/cgt-discount-changes-smsf-2026-budget</link>
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      <description>The 2026 federal budget is expected to replace the 50% CGT discount with inflation indexation. Two worked examples show when the SMSF advantage grows and when it reverses.</description>
      <pubDate>Thu, 07 May 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Division 296 CGT Cost Base Reset: The Once-Only Election Every SMSF Should Know About</title>
      <link>https://superinformed.com.au/newsletter/division-296-cgt-cost-base-reset</link>
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      <description>Division 296 starts 1 July 2026. A once-only election can permanently shelter pre-2026 capital gains from the new tax. The practical window closes 30 June 2026.</description>
      <pubDate>Thu, 30 Apr 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>SMSF Pension Minimum Drawdowns: The 30 June Deadline and What Trustees Must Know</title>
      <link>https://superinformed.com.au/newsletter/smsf-pension-minimum-drawdowns-2026</link>
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      <description>Miss the SMSF pension minimum drawdown by 30 June 2026 and the pension can cease from 1 July, affecting ECPI and transfer balance reporting.</description>
      <pubDate>Thu, 23 Apr 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>SMSF Investment Strategy Requirements: What the ATO Expects in 2026</title>
      <link>https://superinformed.com.au/newsletter/smsf-investment-strategy-requirements</link>
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      <description>Every SMSF needs a written investment strategy that matches its portfolio. The 5 legal requirements, common audit failures, and how to update yours in 2026.</description>
      <pubDate>Thu, 16 Apr 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Binding Death Benefit Nominations for SMSF Trustees: Complete Guide (2026)</title>
      <link>https://superinformed.com.au/newsletter/binding-death-benefit-nominations-smsf</link>
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      <description>Super doesn&apos;t go through your will. Learn how a valid SMSF BDBN controls death benefits, lapsing rules, tax implications, and trustee checks.</description>
      <pubDate>Thu, 09 Apr 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Payday Super and SMSFs: What Trustees Need to Know Before 1 July 2026</title>
      <link>https://superinformed.com.au/newsletter/payday-super-smsf-trustees-2026</link>
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      <description>From 1 July 2026, employers must pay super within 7 days of payday. SMSF trustees: verify your ESA, NPP bank account and annual returns.</description>
      <pubDate>Thu, 02 Apr 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>ATO SMSF Compliance Priorities 2026: Lodgements, Loans and Data Matching</title>
      <link>https://superinformed.com.au/newsletter/93000-smsfs-overdue-returns-ato-2026</link>
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      <description>ATO 2026 SMSF focus from Ben Kelly&apos;s February conference speech: 93,000 overdue lodgements, $398M prohibited loans, expanded data matching.</description>
      <pubDate>Thu, 26 Mar 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>SMSF Contribution Strategies: Trustee Guide (2026)</title>
      <link>https://superinformed.com.au/newsletter/smsf-contribution-strategies-before-30-june-2026</link>
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      <description>SMSF contribution strategies for 2025-26: concessional, non-concessional, carry-forward, bring-forward and downsizer rules explained. Caps rise 1 July 2026.</description>
      <pubDate>Thu, 19 Mar 2026 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Division 296 Tax: What SMSF Trustees Need to Know (2026)</title>
      <link>https://superinformed.com.au/newsletter/division-296-tax-smsf-trustees-2026</link>
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      <description>Division 296 tax is now law from 1 July 2026. Learn who is affected, how it is calculated, the CGT cost base election, and what to do before 30 June 2026.</description>
      <pubDate>Thu, 12 Mar 2026 00:00:00 GMT</pubDate>
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