Made for Australian SMSF Trustees

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The free SMSF resource hub for Australian trustees. Guides, tools and a weekly newsletter that break down the rules, deadlines and strategies that matter to your fund.

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SMSF updates

Practical

Trustee guides

SMSF

Calculators

Trustee

Context

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What we offer

Everything a trustee needs, in one place.

A weekly newsletter, simply explained guides, calculators, a compliance calendar, and a glossary, built for the person actually running the fund.

The Weekly Newsletter

The week's most important SMSF developments, explained in plain English.

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This week

Division 296: what trustees should weigh up before 30 June

In this issue

SMSF Guides

Deep guides on running your fund, from setup and contributions through to pensions and property.

Browse the guides →

A guide to SMSF pensions

Calculators & Planners

Model contributions and pensions against the current caps, limits, and thresholds.

Open the planners →

Concessional contributions made

Age at 30 June

$32,500

Concessional cap remaining

Contribution Caps

The current concessional, non-concessional, and bring-forward caps in one place.

View the caps →

2026/27 caps

$32,500
$130,000
$390,000

SMSF Glossary

Every acronym and term decoded: TBC, NALI, BDBN, ECPI and the rest.

Search the glossary →

Term

Division 296

ABCDE

Compliance Calendar

Every SMSF deadline for the year, so nothing slips past before 30 June.

View the key dates →
30 JUN
28 FEB
28 OCT
28 JAN

Choose your path

What do you need to know?

Thinking about starting an SMSF? Understand the responsibilities, costs and rules before setting up a fund. Trying to keep your fund compliant? Trustee duties, records, audit evidence and annual administration. Putting money into super? Contribution caps, timing rules and common 30 June traps. Taking money out? Pension minimums, retirement phase and payment documentation. Managing SMSF tax? CGT, valuations, exempt pension income and Division 296 issues. Investing through your fund? Investment strategy, ownership rules, property and related-party restrictions.
Guide Start clean Setup steps, trustee structure, rollover timing, and first records.
SMSF setup guide

Choose the right trustee structure before you register.

Retirement Pension phase Minimum drawdowns, transfer balance cap, ECPI, and TBAR context.
SMSF pension guide

Understand drawdowns before 30 June arrives.

Investing Evidence ready Strategy, diversification, liquidity, insurance, and annual reviews.
Investment strategy

Document the decisions your auditor expects to see.

SMSF guides

Understand the rules before you act.

Detailed yet simple guides for the decisions trustees actually face: setup, pensions, investment strategy, property, crypto, death benefits, audits, and year-end planning.

Browse guides Start with setup

SMSF tools

Check the numbers and dates.

Use the calculators and references when you need a fast answer: contribution caps, pension minimums, compliance dates, rules, glossary terms, and trustee deadlines.

Open SMSF tools View calendar
Date 30 June Pension minimums, contribution timing, and EOFY checks.
Compliance calendar
30 June deadlineEOFY
TBAR quarter close28 Oct
Annual return prepAudit
Pension reviewBefore June
Next key date Track the deadline before it becomes a cleanup job.
30 Jun
Caps $32,500 Current concessional cap for FY2026-27.
Contribution caps
Concessional cap$32,500
Non-concessional cap$130,000
Bring-forward cap$390,000
Total super balanceCheck first
Cap reference Confirm the headline limit before adding money.
$32.5k
Planner Pension Estimate drawdown requirements before payments are made.
Pension planner
Member age67
Balance at 1 July$820k
Minimum rate5%
Already paidReview
Estimated minimum Use the number as a prompt to verify your records.
$41k

Made for SMSF trustees

Most SMSF content is written for accountants. Super Informed exists to fix that.

About Super Informed

Trustee questions

Questions trustees ask first.

Start here if you are checking whether Super Informed is useful for your fund, your adviser conversations, or your weekly SMSF reading.

Super Informed is an independent SMSF resource for Australian trustees. It brings together guides, tools, glossary definitions, compliance dates, and weekly updates in understandable language.

No. Super Informed provides general information only. It is designed to help you understand the issue, prepare better questions, and know what to raise with your accountant, adviser, auditor, or lawyer.

Use the pathfinder near the top of the homepage if you have a specific job in mind. If you are not sure, start with the SMSF guides, the compliance calendar, or the .

Yes. The weekly newsletter is currently free and is written for Australian SMSF trustees.

The weekly newsletter

Simple SMSF updates, every Thursday.

The week's most important development for trustees: rule changes, ATO updates, deadlines and the decisions worth raising with your adviser.

All past issues →

SMSF Scam: How the Cold Call Rollover Scam Works and How to Spot It

SMSF rollover scams use real paperwork, real-looking websites and copied licence details to make a theft look like an ordinary superannuation decision.

Read issue →

SMSF Minimum Balance: What the Industry Super Push Means for Trustees

Industry super funds are pushing for minimum balance safeguards on SMSFs. The cost concern is real, but a single dollar threshold does not tell the whole story.

Read issue →

Who Can Audit an SMSF?

Audit season is underway. Here is who can legally audit an SMSF, why independence matters, what audits commonly cost, and how the process works before lodgement.

Read issue →

Your 2025-26 SMSF Audit Checklist: What Auditors Check and How to Prepare

The 2025-26 SMSF audit now connects to Division 296 baseline values, LRBA transition records, ATO lodgement scrutiny and the usual audit evidence trustees need on file.

Read issue →

SMSF Residential Property Borrowing Banned: What Trustees Need to Know

New SMSF LRBAs for residential property will close from 10 August 2026. Existing arrangements, refinancing of pre-commencement borrowings, and some pre-commencement acquisitions are carved out.

Read issue →

Archived SMSF Timing Trap: Before 30 June or After 1 July 2026

More superannuation thresholds change on 1 July 2026 than in any recent year. For some EOFY decisions, the smarter move for SMSF trustees may be to wait.

Read issue →

What Changed for SMSFs on 1 July 2026: New Caps, Payday Super, Division 296 and More

Every key SMSF threshold, rule and deadline that changed on 1 July 2026 in one reference: contribution caps, the transfer balance cap, Payday Super, Division 296 and two service closures.

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SMSF Valuations at 30 June 2026: Why They Now Carry Permanent Consequences

Your 30 June 2026 asset values now support the SMSF audit, Division 296 reporting, and the one-off cost base reset election. Here is what trustees should have on file before year end.

Read issue →

CSLR SMSF Levy: The $154M Compensation Problem Facing Australian Trustees

Treasury is consulting on whether SMSF trustees should help fund a compensation scheme under serious financial pressure. Most trustees have never heard of it.

Read issue →

ASIC Reviewed 100 SMSF Advice Files. 62 Failed. What That Means for Your Next Audit

ASIC reviewed how SMSFs are being set up. The weaknesses it found don't stay with the adviser. They follow the fund.

Read issue →

View all past issues

Browse the archive of weekly SMSF updates.

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