THE RESOURCE

Built for the person actually running the fund.

Here is what Super Informed is, who writes it, and why it exists.

WHAT IT IS

Guides, tools, and weekly updates for trustees.

Every Super Informed resource starts with a single question: what do trustees actually need to understand before the next deadline, ruling, or decision lands on their plate? Not what changed in a regulatory sense. Not what advisers are discussing with their clients. What a financially literate person running their own fund needs to know.

The answer is published as practical SMSF guides, tools, and weekly updates: sourced from ATO guidance, legislation, and credible financial media, then written clearly without jargon, without advice, and without padding.

The goal is not to replace your accountant or adviser. It is to make sure you are not the least informed person in the room when you speak to them.

WHAT YOU GET

The core resource set.

01

Practical guides

Plain-English reference pages for the SMSF rules, obligations, and decisions trustees keep coming back to.

02

Tools and references

Contribution caps, compliance dates, glossary terms, rules, limits, and calculators built for repeated trustee use.

03

Weekly updates

One clear newsletter each Thursday covering what changed, why it matters, and what trustees may need to check next.

ISSUE 1

Division 296 Tax: What Every SMSF Trustee Needs to Know

Division 296 passed Parliament in March 2026 and takes effect from 1 July 2026. It imposes an additional 15% tax on super earnings attributable to balances above $3 million, lifting the effective rate on those earnings to 30%. Above $10 million, the effective rate reaches 40%. The tax is assessed to the individual, not the fund, and thresholds are indexed to CPI.

SMSF trustees have access to a one-off CGT cost base election that members of industry and retail funds do not. It resets the cost base of all fund assets to their market value as at 30 June 2026, so that capital growth already built up before the new tax takes effect is not counted against you. It is irrevocable, it applies to every asset in the fund, and the window closes on 30 June 2026. If your balance is approaching $3 million, this is worth raising with your adviser now.

READ THE RESET GUIDE →

Every past issue is free to read. No subscription required.

START HERE

The best first pages to read.

Past issues Browse every issue before subscribing. Free to read, no account required. SMSF guides Topic guides for setup, audit, property, pensions, investment strategy, contributions, and death benefits. SMSF glossary Plain-English definitions for the terms trustees encounter in ATO guidance, trust deeds, and annual compliance work.

SEE FOR YOURSELF

New enough to still be earning it.

Super Informed launched in early 2026. We are not going to invent reader quotes to fill this space. What we can tell you is that the guides, tools, and past issues are available to inspect before you commit to anything. Judge the work yourself.

BROWSE SMSF GUIDES →

WHO WRITES IT

Who writes Super Informed.

Super Informed was built on a simple observation: 620,000+ Australians manage their own self-managed super fund, and almost nothing published for them is actually written for them. The information exists - it is just written for accountants, advisers, and people who already speak the language.

The first weekly issue published on 12 March 2026. The same standard now applies across the site: source from ATO guidance, legislation, and credible financial media, write clearly, and publish without padding or promotional content.

This is not financial advice. It is carefully sourced general information written to help trustees understand the rules, check the original guidance, and have better conversations with the professionals they work with. Read a guide, try a tool, or browse an issue and judge for yourself.

Sam Corrie

EDITOR, SUPER INFORMED, ADELAIDE SA

No photo. The work is the introduction.

EDITORIAL STANDARDS

How each resource is researched.

Super Informed gives priority to primary sources: ATO guidance, legislation, regulator announcements, official explanatory material, and direct source documents where available. Secondary reporting is used for context, not as a substitute for checking the underlying rule or announcement.

Articles are written for trustees, but the standard is not to simplify beyond what the facts support. Where a rule depends on a member's age, balance, fund structure, timing, or professional advice, the article says so.

Sources are linked

Long-form articles include references so readers can check ATO guidance, legislation, regulator announcements, explanatory material, or other official sources directly.

No personal advice

Super Informed explains rules and trustee considerations. It does not recommend products, investments, strategies, or actions for a reader's personal circumstances.

Corrections are welcome

If something is unclear, incomplete, or wrong, readers can email [email protected]. Material corrections are made in the article and reflected in the updated date where appropriate.

INDEPENDENCE

Independent editorial research.

Super Informed is an independent editorial project by Sam Corrie. It is not affiliated with, endorsed by, or written on behalf of any employer, bank, super fund, product issuer, adviser, accountant, or regulator. The site is based on primary-source research and editorial analysis, not personal financial advice.

The editorial standard is to show the source base, explain the limits of general information, and point readers back to licensed advisers, SMSF specialists, registered tax agents, solicitors, or official guidance where a decision depends on their own circumstances.

IMPORTANT NOTE

About financial advice.

Super Informed is general financial education, not financial advice. Nothing published on this site or in the newsletter takes into account your personal circumstances. Always consult a licensed financial adviser or SMSF specialist before making decisions about your fund.

COMMON QUESTIONS

Frequently asked.

Super Informed publishes practical SMSF guides, tools, glossary resources, calculators, and a weekly newsletter for Australian SMSF trustees.

The weekly newsletter is published every Thursday. Guides and tools are updated when rules, thresholds, deadlines, or ATO guidance change.

Australian SMSF trustees - the people personally responsible for running and complying with their fund. It assumes financial literacy but not specialist knowledge.

No. Super Informed is general financial education. Nothing published takes into account your personal circumstances. Always consult a licensed financial adviser or SMSF specialist before making decisions about your fund.

ATO rulings, contribution caps, pension phase requirements, investment strategy obligations, compliance deadlines, tax changes, tools, calculators, and reference guides affecting self-managed super funds.

CONTACT

Get in touch.

Reader questions, feedback, and corrections are always welcome. If something in a guide, tool, or issue was unclear, wrong, or worth following up, I want to know.

Super Informed is editorially independent. When sponsorships are relevant, they are clearly labelled and limited to businesses of genuine relevance to self-managed super fund trustees - auditors, specialist accountants, and SMSF platforms. Sponsors do not influence what gets covered or how it is written. If your business serves SMSF trustees and you are interested in reaching this audience, you are welcome to get in touch.

[email protected]

JOIN

If you made it this far, you are exactly who this is written for.

Published every Thursday. New subscribers also receive the June 30 SMSF Checklist - 14 things every trustee should review before the end of financial year.

No spam. Unsubscribe any time. General information only - not financial advice.