SMSF Tools
Quick-reference resources for Australian self-managed super fund trustees. Dates, caps, rules, and definitions in one place. Bookmark what you use regularly and return when you need to check a number or deadline.
Lodgement deadlines, contribution windows, pension drawdown obligations, and ATO reporting dates for both the current and upcoming financial year. Updated annually as ATO guidance is released.
- Annual return and audit lodgement dates
- TBAR reporting obligations
- Contribution closing dates by type
- Minimum pension drawdown windows
- BAS and quarterly obligations
Concessional and non-concessional caps, bring-forward tiers, carry-forward rules, downsizer eligibility, and TSB thresholds. All current figures in plain English with worked examples.
- Concessional cap: $30k (FY2025-26)
- Non-concessional cap and bring-forward tiers
- Carry-forward unused concessional amounts
- Total super balance eligibility thresholds
- Downsizer contribution rules and limits
Trustee obligations, investment restrictions, pension rules, property limitations, audit requirements, and ATO compliance powers. A single-page reference to come back to when you need to check a rule quickly.
- Trustee eligibility and disqualification rules
- Sole purpose test and in-house asset limits
- Related party investment restrictions
- Pension payment minimums
- ATO enforcement powers and penalties
From account-based pension to work test, 146 terms a trustee needs to understand - with real-world context and A-Z navigation.
- 146 SMSF-specific terms
- A-Z navigation for fast lookup
- Plain-English definitions throughout
- Real-world context for each term
- Covers ATO, SIS Act, and pension terminology
Enter your age, total super balance, and year-to-date contributions. The planner calculates remaining cap room, bring-forward eligibility, carry-forward capacity, and key threshold flags.
- Concessional cap room and carry-forward
- Non-concessional cap and bring-forward tiers
- Prior bring-forward arrangement tracking
- Small business CGT cap (advanced)
- Downsizer contribution eligibility (advanced)
Enter your balances, pension status, transfer balance cap figures, and earnings assumption. The planner calculates your current year minimum, remaining TBC space, a 10-year drawdown projection, and key retirement phase flags.
- Minimum pension drawdown and TRIS maximum
- Transfer balance cap position
- 10-year pension balance projection
- Pension phase versus accumulation tax comparison
- Division 296 flag for high balances
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SMSF guides, tools, and weekly updates made for Australian trustees. No advice.
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